Thursday, 30 January 2014

Is it fear or is it editorial judgment?

In the past week, a battle within the Liberal Democrat Party has become news, if only because it highlights the clash between those who believe in absolute free speech, and those who think free speech should be tempered by it not "causing offence" to others - which of course is not free speech.  The latter is the sort of "free speech" seen in China, when you can talk about anything, as long as it doesn't offend the Communist Party, or in Islamist countries where you can't offend the local clerics.

It is anything but liberal.


- A Sunday morning BBC discussion programme included two people who wore t-shirts from "Jesus and Mo".  Here it is 

Tuesday, 7 May 2013

No. You didn't pay into the "state pension", it's a fraud

One of the most cruel and callous lies of the pension system in the UK is that it involves people paying all their lives "into a system" that they get "paid back" from.

This myth has been created and perpetuated by politicians, and is sustained by the lie that is "national insurance".  It isn't insurance.  Any private company that offered a voluntary scheme that resembled "national insurance" would face legal proceedings and its directors would be convicted of fraud.  I have heard it once described as a PONZI scheme, which is what is resembles.

The problem lies in several dimensions.

Taxpayer funded old age pensions originally were established to address the poverty of the elderly, back in the days when life expectancy was in its mid 60s.  The issue simply being that when people were too old or frail to work (during an age when most work was physical) there was a lot of support for providing for the elderly poor.  This translated eventually into a basic universal pension to avoid poverty, but not much else.

What came beyond that was the idea that people could have more, and that it could be contributory.  "You get what you pay in" sounds like a fundamentally fair principle.  So came "national insurance", essentially a tax that would be a contribution through your life that would reflect in a higher pension once you retire.

Except that it was an unintended fraud.

Unlike individual pension schemes, where there are accounts kept, where the money is invested for a return that will be reflected in the final pension amount, national insurance contributions were treated as taxes.  

The state spent the lot.  It saved nothing and invested nothing.

Sunday, 28 April 2013

UKIP could do so much good, but needs to professionalise properly

There is a good reason for UKIP existing in UK politics.  Its original raison d'etre, to support UK withdrawal from the EU, is a position that was ridiculed for so long by the three major parties.  Indeed, it was long thought that the Conservative Party was denying itself electoral victory by opposing the Euro and having a strong Eurosceptic wing to it.

Those days are long gone, and given EU attempts to expand regulation across business, spending on rent-seeking industries and its persistently unaudited accounts, there are sound reasons to promote leaving the EU on economic liberal grounds, and retention of sovereignty. 

So there is a space for a party that seeks to leave the EU.

UKIP's views on immigration, which are decidedly not libertarian, are still views that no major party has been good at taking on.  Support for a points based immigration system, that means migrants are clearly net contributors, is not racist or nationalistic, but likely to be acceptable to many who reject immigration for more unsavoury reasons (i.e.  don't like foreigners, especially ones who work harder than me or for less money).  Similarly, opposition to an absolute open door for migration from across the EU does have a sound basis in terms of managing the obvious claims to the welfare state, and being able to exclude convicted serious criminals.

Beyond that, the real potential for UKIP is to be the party to keep the Conservatives honest to certain key principles.  Like less regulation rather than more.  Like believing in not only fiscal responsibility, but in reducing public debt and the size of the state.   Like promoting a simpler tax system, with lower rates.  Like encouraging competition and choice in public services, and confining the welfare state to relieving poverty as a safety net, not providing support to people on middle incomes.  

However, to do that UKIP needs three major internal steps to transform itself.  These have become apparent in recent weeks with the dramatic growth in candidate numbers, and the symptoms of a party that has grown from a small bunch of enthusiasts to a large bunch of amateurs.

It has parallels to what happened to the BNP, which has had very brief bursts of popularity, but has long been so toxic, rightfully so, that is only attracted people who either wanted to join but retain a low profile, or those for whom BNP participation wouldn't ruin their employment or business prospects.  That's because they weren't that good in the first place.

UKIP can be different.  It does explicitly ban BNP, NF and EDL members from joining, but does so on an honour basis.   However, it has a lot of people who have joined with little experience of politics and has developed an ad hoc approach to policy.  It has a window of opportunity to change this.  Criticism leading up to the county council elections will do little harm, but UKIP ought to be aiming to come first next year in the European elections, and do well in the larger scale local elections.  To do this, it needs to ensure it harnesses what is good and negates what is bad:

Tuesday, 23 April 2013

Scrap planning laws and urban growth boundaries, and go back to property rights

Give some credit to Nick Boles, he's actually making an effort to confront part of the problem with housing - the socialist central planning focused planning laws that make just about any alteration to a property a matter, not for the property owner, but for "society".

That means the immediate neighbours, the near neighbours, the people down the road, the local residents' association, the local environmental group, maybe a competing business, a charity and of course, the council itself.  

Your property isn't yours, and it isn't about protecting the property rights of others, it is simply about gaining the consent of those whose property it isn't.  In other words, it is communitarianism.

So I applaud the attempts to simplify planning laws, to make it easier for property owners to build on their own land, and to change the use of properties from commercial to residential purposes.

However, it isn't enough.  The fundamental philosophy behind the planning system is rooted in 1940s style socialism - the belief that property is communal, not private.

This needs to be scrapped and replaced with a new approach, based entirely on private property rights.

My recent backbencher articles

Recently I've been penning short pieces for the website The Backbencher, here are the last two:

The NHS is no envy of the world

Voluntaryism: We need to talk about welfare



Tuesday, 9 April 2013

What's wrong with much of the UK after Thatcher's legacy?

Few can be surprised at the sight of handfuls of people cheering Thatcher's death, although the ones seen in Glasgow yesterday must have been remarkably political active in their nappies, as virtually all were in their 20s.   Just goes to show how education is so powerful in transmitting not just knowledge, but ideology.

Journalists have been seeking out Thatcher haters, in Liverpool (where half of those broadcast by the BBC liked her), Durham, Glasgow and other towns where Thatcher's government finally pulled the plug of taxpayer subsidies and protectionism on the sunset heavy industries of coal, steel, shipbuilding, car assembly and the like.  Industries where the militant Marxist-Leninist trade union movement had fought any redundancies, any liberalisation of labour practices (consider industries where multiple unions protected individual parts of the production line, none letting any workers combine processes even if technology made it possible) and stubbornly refused to allow any form of industrial democracy, in the form of secret ballots.  Preferring the rule of the mob and the bullying of any dissenters, their ever increasing demands for higher pay without higher productivity gutted these industries.  They could no longer sell their products competitively, when faced with more efficiently produced imports from Europe and elsewhere, and so needed other taxpayers to prop up their sunset industries.  It was 30% more expensive to buy British coal than import coal

For whilst Labour politicians talked of the tripartite union-business-government cozy deals that they witnessed in some countries in western Europe, the unions were more interested in the philosophy being applied in eastern Europe.

So the subsidies ended, businesses that could never be internationally competitive, and couldn't even compete on domestic markets, closed, and whole towns lost their major employer.  

It's easy to argue that maybe more could have been done for these towns and cities, indeed there have been more than a couple of attempts at "regeneration" for some.  "Regeneration" meaning taking taxpayers money to tidy up public spaces, refurbish old buildings, maybe put in some new road or other transport facility, and hoping some new businesses arrive.  However, more often than not they didn't.  The legacy has been a generation or two of towns with declining populations, as those with aspiration leave, and others remain - their children raised on legends and teachers spreading their bile that Thatcher "destroyed" their communities.

What did they do to rebuild them?

Monday, 8 April 2013

Thatcher stopped the rot

She was no libertarian.

Yet she did much to open up the economy.

She took on the Marxist trade unions, and the Soviet bloc.

She made a few mistakes, but on balance she turned Britain around and pointed it in the right direction.